Regrets...

Sometimes life can get the best of us.  We all go through our ups and downs, ins and outs, and probably have all had that shoulda-woulda-coulda moment...or two, Lord knows I have.  

Do you have any regrets about where you are right now in your life?  Are you feeling that shoulda-woulda-coulda moment right now?  If so, what plans do you have to change it?